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Life insurance generally falls into two categories: term insurance and permanent insurance. Term insurance is designed to meet temporary needs. In contrast, permanent insurance provides lifelong protection.
It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.
But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional. Contact us today!
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About Us


Reasons to Best Rate as Your Insurance Agent

At Best Rate Life Insurance we believe in providing an honest, non-intrusive way to research and apply for life insurance. What this means is:

  • You can research polices without providing personal information.
  • We believe life insurance should be provided in a low-pressure environment where the agent is there to assist the customer, not sell them.
  • Our process is the quickest and most efficient possible. We have modified and improved upon it for years so that there is no wasted time during the  underwriting process.
  • We are an independent agent… which means we are contracted with all the top life insurance carriers so we can get you the lowest-cost policy from the top carriers.
  • We Have Modeled Our Business for the Internet

    At Best Rate Life Insurance we believe in providing an honest, non-intrusive way to research and apply for life insurance. What this means is:

  • You never have to meet with an agent.
  • We provide instant quotes from top carriers—we don’t ask for your name, phone number, and email address just to get a quote.
  • We supply a general health class questionnaire to help choose your health class rating.
  • All personal information supplied on our site is protected with up to 256-bit Secure Sockets Layer encryption (to ensure your information is kept safe).
  • We never sell or distribute your information to anyone.
  • Online Case Management

  • We provide weekly application status updates.
  • If there is any type of additional information required by the Insurance company, an alert is sent immediately to avoid delays in underwriting.
  • You can log in to our website at any time to view complete case status.
  • We represent top rated Insurance Companies

    • We represent top-insurance companies that are rated above A- (Excellent) by A.M. Best Company, www.ambest.com
    • We have no bias towards one insurance company
    • We only quote rates that are fully guaranteed for the full term of the policy
    We service our clients
    with companies that we trust
    • CNA
    • Hartford
    • Infinity
    • Kemper
    • Metlife
    • Progressive
    • Travelers

    Our Happy Customers

    "You handled this anxiety producing situation with skill and an incredibly astute sense of the issues. I can't thank you enough."
    —R.T., California

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    Best Rate Life Insurance
    857.244.0849
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